Does Pumpkin Collision Coverage Exist?

While not everything is covered by full coverage auto insurance, you’d be surprised how much is.

You’ll be happy to hear that pumpkin collision would actually be included in the collision section of a full coverage policy.

Halloween Road Safety Tips

Remember to drive carefully during the Halloween season. When navigating through residential neighborhoods, drive slowly and show extra caution. Doing so could save the life of a small trick-or-treater.

If you have a child of your own, one of the best safety strategies you can take to ensure cars see them is to equip them with reflectors. If reflective clothing doesn’t work with their costume, reflective arm bands are an easy and cheap alternative. Reflective tape can be purchased as well, which can be placed anywhere on the body or trick-or-treat bags. In addition to reflectors, letting them walk around with a flashlight is another way to help them be seen.

Another commonly missed safety consideration regards your child’s ability to see oncoming cars. For this reason, it’s wise to arrange a costume or mask so that it doesn’t block your child’s vision in any way. Poor fitting costumes are usually the cause of this problem.

Here a list of road related issues to remind your kids of before they go off trick-or-treating:

• Always walk from house to house. Never run.
• Look both ways before crossing the street.
• Always use crosswalks if they are available.
• Use sidewalks if they are available.
• If there are no sidewalks available and walk in the street to get from house to house. Walk on the far edge of the street facing traffic so drivers can see you and you can see the cars approaching.
• Keep a safe distance from cars in driveways that have their lights on and/or are idling as they may start moving suddenly.

General Safety Considerations

• Trick-or-treaters should always be accompanied by a supervising adult.
• Test a small amount of makeup the night before to ensure that it will not cause skin or eye irritation.
• Avoid decorative contact lenses to lower the risk of eye injury.
• Costume accessories should be soft, short and flexible. Especially knives and swords.
• Make sure costumes and shoes won’t lead to trips and falls.
• Stay away from lit cantles at home and while trick-or-treating. Check that costumes are flame resistant.
• Make sure collected treats are examined before eating. Safety issues can include choking hazards and signs that the treats have been tampered with.
• Do not eat home made treats.
• Never enter a home without a trusted adult.
• Never get in a car with a stranger.
• Only trick-or-treat at homes that are well lit.
• Limit the amount of candy that can be eaten in one day.

Halloween is a great time to get some exercise, have fun and share the excitement of dressing up. If it’s done with safety in mind, everyone is sure to have a great time and create lots of memories to look back on. Speaking of which, don’t forget to take lots of pictures and videos. You’ll appreciate them later.