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How Much Does Full Coverage Car Insurance Cost?

Updated: June 28, 2022 –

Because the cost of car insurance can vary dramatically from driver to driver, the best way to find out how much full coverage costs in your area is to enter your zip code into our full coverage search engine. It’s completely free to use and will quickly help you find accurate auto insurance rates for your unique driving situation.

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How to Find the Best Price

Your key to finding the best full coverage policy is not to adapt your budget to the market, but to adapt the market to your budget. There are plenty of insurance offers to choose from. It’s just a matter of finding the right policy and price for you.

Generally speaking, the more diligent you are at gathering quotes, the better chance you will have to find the lowest price available. The best strategy is to not only gather online quotes, but to also speak directly with an agent to see if they can offer you an even lower monthly rate for the same level of coverage. Our agents would be happy to help you: 1 (844) 571-9068

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Deciding Your Level of Coverage

It goes without saying that each extra added service will raise your monthly premiums. However, not all of them cost the same, so you will always need to customise your policy. The goal is to design an insurance policy that works best for you in your specific situation, both in terms of the amount of coverage you have and affordability.

Average Cost for Full Coverage Car Insurance?

According to the National Association of Insurance Commissioners, the USA average for a full coverage policy is $99 per month. However, how much a full coverage policy will cost you will most likely vary quite a bit above or below the average depending on many factors.

The driver always plays an important role in establishing the price of a policy. Insurance companies will always try to determine how much of a risk you are, i.e. how likely you are to be involved in an accident where they would have to pay. They will look closely at your driving history. DUIs, speeding tickets and previous accidents are sure to increase your premium significantly. Other factors such as your age, gender, experience, the make of your car and where you live also play a role based on statistics of drivers that fit your description.

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These additional variables mean that you and a friend can go to the same company and buy the same full coverage auto insurance policy with the same services on it and your premiums will be different. This makes it difficult to establish the true price of a policy without getting a full quote.

In order to find the company offering the best deal, the important thing is to get as many quotes as possible for the same level of coverage.

Luckily getting online quotes is not a hard thing to do. Just enter your basic information in our QuoteScout™ search engine below to start saving today.

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